Written by Tomas Vargas Harvard | August 21, 2019
Making a perfect investment plan in this rising inflation may be a challenging task. Everyone seeks for an investment plan in which they get sky-high returns as quickly as possible without the risk of losing the maximum money they have invested. But is it possible? Practically no. So, while choosing an investment avenue, one must act deliberately.
Investing in the stock market requires too many guts. Not everyone invests in this field because of no guarantee of revenue. But if you are investing in it for a long period of time, then you won’t have to worry too much. It has been remarked that investment in the stock market has delivered higher than inflation-adjusted revenues as compared to all other asset classes. Also, the returns are up to 13%. But you can only invest in the stock market if you have a Demat account.
According to Tomas Vargas Harvard – Debt funds are excellent for those investors who aspire for the consecutive returns. Debt mutual funds are not as volatile and risky as the stock market. They essentially invest in fixed-interest generating securities like corporate bonds, government securities, treasury bills, commercial paper, and other money market instruments. Currently, the returns in investing this fund are up to 8%.
Gold is considered as one of the prime investments of all time. And having gold in the form of jewelry has its own benefits such as high cost and safety. So one must retain his/her gold and make targeted gold coins because the returns of the gold can go up to a range of 25% in some unique cases. And if you are someone who hasn’t thought of buying gold, then you may think it off twice, because it has more returns and profits than others.
Just like the stock market, many professionals believe that real estate is in a bubble across many countries. There may be instances where prices may go up and down, but this type of sight or investment hasn’t got any end. Investments in real estate deliver returns in two ways – capital appreciation and rentals. There may be certain risks in this investment but the benefits are more immeasurable than the losses.
So these were some of the fixed-income and market-linked investment plans disclosed by Tomas Vargas Harvard – an investment management professional. It’s your responsibility to choose the right investment plan for yourself because after all, it’s you who have to take the returns.
Articles Hubspot is a platform for passionate writers who love to play with words and want to express their thoughts, emotions, and experiences through stories. Our main motto is to encourage and inspire authors from across the world.
Subscribe my Newsletter for new blog posts. Stay updated from your inbox!